Philadelphia Pa mortgage loan rates

Philadelphia Mortgage Rates

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Purchasing or refinancing in Philadelphia, Pa


When you are purchasing a home in Philadelphia or surrounding areas or shopping refinancing rates with a Philadelphia mortgage lender, broker or Mortgage Company, you’ll find no shortage of options to finding the best Philadelphia mortgage for you. Of course, there are many large national lenders and Pennsylvania brokers with low rates, but you’d be wise to select a Philadelphia area professional like rather than a national mortgage lender for a number of reasons.

How to choose a reputable Philadelphia mortgage company?

For starters, a Philadelphia mortgage lender or broker knows the area well. From Bucks County, to Montgomery County, Delaware County, Chester County, to Philadelphia County and surrounding areas, your mortgage broker understands the local Philadelphia area housing market. A true professional Philadelphia area broker like or lender will know Philadelphia based appraisers rates, realtors rates, home inspectors rates, title insurance companies rates and other financial professionals in the mortgage business who will all help to smooth your process in obtaining low rates on your Philadelphia mortgage. It’s exactly that type of market specific personal service that will leave you glad that you dealt with a Philadelphia professional like rather then a big impersonal national lender.

How do Philadelphia mortgage rates compare?

As well as exceptional service, your Philadelphia mortgage broker will also have many low rate mortgage options and programs to choose from. A Philadelphia mortgage broker is not limited to offer only mortgage rates and products from one source like a bank lenders rates. This is a huge point.  Most Philadelphia mortgage companies and mortgage brokers like have many sources for low rates (including some wholesale programs through national lenders) but on a much more personal level of service. Speak with a professional at personally and discuss rates for your individual needs and situation. Then watch them go to work on finding just the right Philadelphia mortgage loan to fit that need. That helps both you and our local Philadelphia economy, You’ll be glad you did.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.75% 3.79%
15-yr Fixed 3.22% 3.29%
1-yr Adj 3.46% 3.49%
* national averages

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Net Equity Financial Mortgage

2267 Langhorne-Yardley Road
Langhorne, PA 19047