Mortgage Blog

Will I hurt my credit if I check it too often?

A question I hear all too frequently.  The simple answer is...no, not really.  Now if you are the type that signs up for a service and runs it once a month, you could be hurting your scores.  For starters, it's often unnecessary.  The most important time you'd want to have a look at all three of your scores through major credit providers is if you're about to apply for a mortgage.  If there is something amiss, you will find it then. You may also consider applying earlier than you need to and have a mortgage professional run your credit. They are often able to provide advice on what to do to get an account straightened out before it starts costing you a lot of money or gets you turned down for a mortgage loan. If you need help with this issue, please contact us at 215-741-3131 or shoot an email to LoanDept@NetEquityLoans.com and we'll do our best to help