February 27th, 2013 8:21 AM by Michael and Jill Kohler
Establishing a good credit history has never been as important as it is today.
It’s not just that you’ll need good credit to get decent rates when you’re ready to buy a home or a car. Your credit history can determine whether you get a good job, a decent apartment or reasonable rates on insurance. It’s a classic Catch-22: You’ve got to have credit to get credit. So where do you start?
If you’re just starting out, you have a once-in-a-lifetime opportunity to build a credit history the right way.
Piggyback on someone else’s good credit, Apply for a secured credit card, Get an installment loan, Use revolving accounts lightly but regularly.
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