Mortgage Blog

If you've had a blemish or two on your credit report (and who hasn't these days) here are a few tips toward improving your scores. 

• Keep your bill payment history on time for 24 months.
• Open several new accounts and use them by making the minimum payment for a number of months.
• Open a secured credit card (Orchard Bank has a good one)
• Don't keep running your credit report. Wait 6 months
• Talk to a qualified professional about your situation.