Mortgage Blog

4 Tips on Building a Solid Credit History to qualify for a Pa Mortgage

   Establishing a good credit history has never been as important as it is today.It’s not just that you’ll need good credit to get decent rates when you’re ready to buy a home or a car. Your credit history can also determine whether you get a good job, a decent apartment, reasonable rates on insurance or how you qualify for a Pa mortgage. See how you stack up.


Building your credit

If you’re just starting out, you have a once-in-a-lifetime opportunity to build a credit history the right way. It’s a classic Catch-22: You’ve got to have credit to get credit. So where do you start? If you are rebuilding your credit, all of the same issues apply. 

1) Piggyback on someone else’s good credit.
2) Apply for a secured credit card.
3) Get an installment loan using a co-signer.
4) Use revolving accounts lightly but regularly.
5) Pay your bills on time EVERY month.

Learn more great credit building tips

For other credit and mortgage topics, visit
Posted by Jill Kohler on April 11th, 2017 7:41 AM


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